Protect your family from rising medical costs. Cashless hospitalization at 10,000+ network hospitals. Coverage starting at just โน20/day.
Healthcare inflation at 14% annually. A simple surgery can cost โน2-5L today
No upfront payment at network hospitals. Insurance handles everything
Single policy covers entire family including parents and children
50% bonus yearly on sum insured, up to 5-10x original cover in 5-10 years
Note: Coverage varies by policy. We help you choose the right plan.
One sum insured shared among all family members
Separate coverage for each person
Additional coverage above base policy
No Claim Bonus: Get 50% bonus on sum insured for every claim-free year, extendable up to 5x or 10x of original sum insured over 5-10 years
Day 1 Coverage: Some policies offer immediate cover for Diabetes and Hypertension by paying additional premium โ no 2-4 year waiting period
Tax Benefits: Save up to โน25,000 under Section 80D (โน50,000 for senior citizens)
Get instant premium estimates
Self, Spouse, Children, Parents
Daily Cost
โน27
Monthly
โน833
Annual Premium
โน10,000
*This is an estimated premium calculator. Actual premium may vary based on the specific scheme, medical history, pre-existing conditions, policy features, and insurer underwriting guidelines.
Most policies have 2-4 years waiting period. Some insurers offer 1-year waiting with higher premium. Select policies offer Day 1 cover for Diabetes and Hypertension with extra premium.
Minimum โน5L for metros, โน3L for other cities. We recommend โน10-15L for families. Add top-up for higher coverage at lower cost.
Yes, you can port to a better policy without losing waiting period benefits. We help you compare and port seamlessly at renewal.
Entry age varies by insurer (typically 18-65 years). Many policies offer lifetime renewability. Senior citizen plans available for 60+ age.
Compare plans and get covered in minutes